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Edgar Tilley

Edgar Tilley

Lives in Weeley Heath, Israel · Born on March 15
Basic Info
Gender:
Birth Date:
March 15
Location:
Last Login:
June 17, 2013
Member Since:
June 17, 2013
Membership:
Registered User
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29
About Me
CLICK HERE TO APPLY FOR YOUR PAYDAY LOAN TODAY! INSTANT AND SECURE DEPOSIT IN THE UK!
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Your Short Term Loan Service. Up to £1000 with us only.
Apply here, it's easy and secure!

Short term or payday loans should only be used for short term financial needs and are not appropriate for longer term borrowing or if you are in financial difficulty

Customer services telephone: 0871 271 6111¹ Email: account.services@paydaycontact.co.uk

Credit is subject to status - see Will I qualify for a payday loan for more details. ¹Call charges apply - 10p per minute from BT landlines, mobiles and other providers may vary. Calls may be recorded and monitored for security and training purposes. ²Call charges may apply depending on your telephone provider. PaydayUK is a trading name of MEM Consumer Finance LTD, 6th Floor, 77 Gracechurch Street, London EC3V 0AS. Registration Number: 04786727 Consumer Credit Licence: 539935 VAT Number: GB896 1022 16

Payday loans in the United Kingdom are a rapidly growing industry, with four times as many people using such loans in 2009 compared to 2006—in 2009, 1.2 million people took out 4.1 million loans, with total lending amounting to £1.2 billion. The average loan size is around £300, and two-thirds of borrowers have annual incomes below £25,000. There are no restrictions on the interest rates payday loan companies can charge, although they are required by law to state the effective annual percentage rate (APR). According to Consumer Focus, "the cost of obtaining a loan online (often £25-£30 [per month] per £100) exceeds the costs of obtaining a loan on the High Street (often £13-£18 per £100)" because the lenders reject fewer applicants and face higher rates of fraud and default.[1]

In 2009, the payday loan industry generated around £242m in revenue - around 20% of the total lending. The largest lender is Dollar Financial Group (which includes The Money Shop and Express Finance), which provided around a quarter of all payday loans in 2009.[1] In February 2011 Dollar Financial additionally acquired the largest British internet payday lender, PayDay UK, and suggested The Money Shop's network could
grow from around 350 shops to around 1200.[2]
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